/* Meridian Rights Advisory - concept styles
   Structure: tokens > base > layout > components > sections > responsive
   Class naming: simple BEM (block__element--modifier) so blocks map cleanly to WordPress. */

/* ---------- 1. Tokens ---------- */
:root{
  --navy:#14213d;
  --navy-2:#1d2f55;
  --gold:#c8963e;
  --gold-d:#8a6320;
  --ink:#1c2433;
  --mute:#5a6478;
  --line:#e3e6ee;
  --soft:#f5f6fa;
  --white:#fff;
  --radius:14px;
  --shadow:0 12px 34px rgba(20,33,61,.10);
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --font-head:Georgia,"Times New Roman",serif;
}

/* ---------- 2. Base ---------- */
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font:17px/1.65 var(--font-body);color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--font-head);color:var(--navy);line-height:1.2;font-weight:700}
h1{font-size:clamp(34px,5vw,54px);letter-spacing:-.01em}
h2{font-size:clamp(28px,3.5vw,38px)}
h3{font-size:20px}
a{color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}
.skip:focus{left:8px}

/* ---------- 3. Layout ---------- */
.container{max-width:1140px;margin:auto;padding:0 24px}
.container--narrow{max-width:780px}
.section{padding:88px 0}
.section--alt{background:var(--soft)}
.section__head{text-align:center;max-width:640px;margin:0 auto 46px}
.section__sub{color:var(--mute);margin-top:12px}
.section__sub--left{margin-top:14px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:13px;font-weight:700;color:var(--gold-d);margin-bottom:12px}
.eyebrow--light{color:#e8c47e}
.grid{display:grid;gap:24px}
.grid--3{grid-template-columns:repeat(3,1fr)}

/* ---------- 4. Components ---------- */
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;text-decoration:none;border:2px solid var(--gold);border-radius:10px;padding:13px 24px;font:inherit;font-weight:700;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{background:var(--gold-d);border-color:var(--gold-d);color:#fff;transform:translateY(-1px)}
.btn--sm{padding:9px 18px;font-size:15px}
.btn--ghost{background:transparent;color:#fff;border-color:#ffffff66}
.btn--ghost:hover{background:#ffffff1a;border-color:#fff;color:#fff}
.btn--block{display:block;width:100%;text-align:center}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.card__icon{display:grid;place-items:center;width:52px;height:52px;border-radius:12px;background:var(--soft);font-size:26px;margin-bottom:16px}
.card p{color:var(--mute);margin-top:8px;font-size:16px}
.fine{font-size:13px;color:var(--mute);text-align:center;margin-top:10px}

/* ---------- 5. Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header__in{display:flex;align-items:center;justify-content:space-between;gap:20px;height:72px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-family:var(--font-head);font-size:19px}
.brand__mark{color:var(--gold-d)}
.brand b{font-weight:700}
.nav{display:flex;gap:28px}
.nav a{text-decoration:none;color:var(--mute);font-size:15px;font-weight:500}
.nav a:hover{color:var(--navy)}

/* ---------- 6. Hero ---------- */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:84px 0 96px}
.hero__in{display:grid;grid-template-columns:1.25fr .75fr;gap:52px;align-items:center}
.hero h1{color:#fff;margin-bottom:20px}
.hero .eyebrow{color:#e8c47e}
.lead{font-size:19px;color:#cdd3e4;max-width:560px;margin-bottom:30px}
.hero__actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:28px}
.ticks{list-style:none;padding:0;display:flex;gap:22px;flex-wrap:wrap;color:#cdd3e4;font-size:15px}
.ticks li:before{content:"✓";color:#e8c47e;font-weight:700;margin-right:8px}
.hero__card{background:var(--white);color:var(--ink);border-radius:18px;padding:30px;box-shadow:0 26px 60px rgba(0,0,0,.28)}
.hero__card h2{font-size:22px;margin-bottom:18px}
.mini-steps{list-style:none;padding:0;margin-bottom:22px}
.mini-steps li{display:flex;gap:14px;align-items:center;padding:11px 0;border-bottom:1px solid var(--line)}
.mini-steps li:last-child{border:0}
.mini-steps b{flex:none;display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-size:14px}

/* ---------- 7. Steps ---------- */
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.steps__item{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;border-top:4px solid var(--gold)}
.steps__n{font-family:var(--font-head);font-size:32px;color:var(--gold-d);font-weight:700;display:block;margin-bottom:6px}
.steps__item p{color:var(--mute);font-size:16px;margin-top:8px}

/* ---------- 8. Trust ---------- */
.trust{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.trust__list{list-style:none;padding:0;display:grid;gap:22px}
.trust__list li{padding-left:22px;border-left:3px solid var(--gold)}
.trust__list p{color:var(--mute);margin-top:4px;font-size:16px}

/* ---------- 9. FAQ ---------- */
.faq details{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy)}
.faq details[open]{box-shadow:var(--shadow)}
.faq details p{color:var(--mute);margin-top:12px;font-size:16px}

/* ---------- 10. Contact ---------- */
.contact{background:var(--navy);color:#fff}
.contact h2{color:#fff;margin-bottom:14px}
.contact__in{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.contact__copy p{color:#cdd3e4}
.note{margin-top:18px;font-size:14px;border-left:3px solid var(--gold);padding-left:14px}
.form{background:var(--white);color:var(--ink);border-radius:18px;padding:30px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;font-size:15px;margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid #cfd5e2;border-radius:10px;font:inherit;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #c8963e55;border-color:var(--gold-d)}
.field__err{color:#b3261e;font-size:14px;min-height:0;margin-top:4px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--mute);margin-bottom:6px}
.check input{margin-top:4px}
.form .btn{margin-top:12px}
.form__ok{margin-top:14px;color:#0b6b43;font-weight:600;text-align:center}

/* ---------- 11. Footer ---------- */
.site-footer{background:#0d1530;color:#aeb6cc;padding:30px 0;font-size:14px}
.site-footer b{color:#fff}
.site-footer__legal{margin-top:6px;max-width:760px}

/* ---------- 12. Sticky mobile CTA ---------- */
.sticky-cta{display:none}

/* ---------- 13. Responsive ---------- */
@media (max-width:960px){
  .hero__in,.trust,.contact__in{grid-template-columns:1fr}
  .grid--3{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .nav{display:none}
}
@media (max-width:620px){
  .section{padding:60px 0}
  .hero{padding:52px 0 64px}
  .grid--3,.steps{grid-template-columns:1fr}
  .site-header .btn{display:none}
  .site-header__in{height:64px}
  .hero__actions .btn{width:100%;text-align:center}
  .sticky-cta{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;background:var(--gold);color:var(--navy);font-weight:700;text-align:center;text-decoration:none;padding:14px;border-radius:12px;box-shadow:0 8px 24px rgba(0,0,0,.25)}
  .site-footer{padding-bottom:84px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}